Hello Pawn Fans,
I don’t need to tell any of you that’ in today’s competitive environment, it remains increasingly difficult to maintain same-store sales year over year with the rapid rates of product obsolescence, increasing online competition, and much more.
PCG is proud to offer up a couple of additional product services in the areas of consumer financing that WILL enhance any business model wishing to increase purchase options for consumers in your stores or visiting your online portals for purchasing product.
PCG is offering the Pawn Industry two convenient options for Consumer Financing in Store.
Credit Select Plus: Direct to Borrower Credit Based Platform
• Single Application – Multi-lender platform that funds the borrower and approves consumers with credit scores as low as 500 (lender below 600 generally caps at $10,000), amounts from $1000 to $50,000. The borrower is funded directly. Pre-approvals are subject to verification of certain information. Final approval/funding can take 1 to 7 days Typical funding time for an applicant, that provides required documents as requested, is 2 to 3 days.
• Consumers’ making purchases with their credit cards have options to finance in-store purchases based on their available line of credit. The consumer can be provided payment terms and options to pay out larger ticket purchases and leave the stores with the goods. Our platform has NO direct competition, approval rates of over 80%, Interest-free to the consumer, no credit check, instant approval, no need for a credit application. Our cloud-based platform creates instant approval at checkout for the consumers!
Ability to purchase larger ticket items
No application, no credit check
Nothing reported to credit bureaus
No late fees or penalties
Better Budget Control
Fully Secured Receivable
Increased Conversion Rates
Increased Average ticket sale(s)
Checkout abandonment decrease
Instant & frictionless checkout
The product PCG is offering recently Won the “Best Card Innovation of the Year”
Contact PCG directly for information on either of these products, in today’s ever increasing competitive environment in attempting to maintain sales in our operations, are offering a wider array of products and services to enhance your business model every day!!